This led to a fine of almost $30 million by the U.S. Department of Education. I called Kaplan shortly after graduation to help with placement and I was always put off. I cant prove i didt go to that school because they closed down in 2002 I believe. I do know of some frauds things that occurred while I was enrolled but dont have proof. I had been out of work so was considering going back to school thinking a degree would help me at my age to become employable. If you do a good job and make it crystal clear that you were defrauded by Kaplan, then your loans will be discharged and youll be able to walk away from this without paying Kaplan another cent. I dont think that this is going to qualify you. I let them know before the cut off deadline for withdrawal form the classes for the semester. In a 2019 lawsuit, the FTC . At the end of the semester, they proceeded to start expulsion proceedings, which I had to argue with them over because the classes I had failed (on their recommendation) were not part of my major. I initially enrolled under the assumption that the schools medical assisting program was the equivalent of a dental assisting program according to what information they gave me when I applied. I did not want to restart the program because I was giving birth to my son. This is because the IRS considers the forgiven debt to be taxable income, meaning that you have to claim it as income on your annual IRS tax return. My mother co- signed and they ended up taking out a loan under her name as if she was attending the school. In fact, the amount of the courses were paid by the loan lender. ACADEMY OF ART UNIVERSITY, SAN FRANCISCO City Attorney of San Francisco 2016 lawsuit brought by City Attorney of San Francisco for violating city land-use rules. I did graduate with my BSN because I was so close to finishing, but chose to discontinue at this school because I felt I was betrayed into thinking that I was attending an accredited school from the beginning. I was also told they were and accredited school and i can go anywhere if i wish to transfer even to my local community college, which is a complete lie. i felt the school was a joke and not taking my education i was paying for seriously. I think youre at the point where it requires legal assistance. For Private Loans call McCarthy Law PLC, a group of attorneys who will help you get a debt settlement and a new loan for the lower settled amount of the debt. NOW the Board of Ed is trying to work work me in adjusting my monthly payment!?! I went to Kaplan university from October 2008 to March of 2012. Thank God I got some of my credits transfred to a different online school in 2018. How to Use the Closed School Student Loan Discharge Program. Ive got great news for students who attended Kaplan University, Kaplan Career Institute and Kaplan College your federal student loans used for the school are eligible to be discharged, meaning that you may be able to get them eliminated without having to pay another cent! I have tried to get my transcript as well as contact the Navient which has all my loans on deferment to get them to lump them in one so I can at least improve my credit rating but Im at a loss! Competency-Based Learning. Any assistance you can provide will be appreciated. After all that I spent 8 years with loans in deferment as I could never get anyone to assist me in finding a better place of employment. How will this work when applying for the BDD? Kaplan Higher Education ("Kaplan"), a leading for-profit education company with campuses located throughout the country, will pay roughly $1.3 million under a civil settlement with the United States Department of Justice. She didnt seem to really care, and enrolled me in a college algebra course. Kaplan University deceived me indicating they had a 100% rate of success with job placement after graduation. The person that claimed in their answer, Kaplan University was not "regionally accredited", and therefore not a good school, is wrong. At A Glance. Exactly what was the school found guilty of? Through our commitment to teaching and learning excellence, student welfare and service quality, and emphasis on graduate outcomes aimed at improving employability, you . now im paying back all this money on accounts that all read closed and show a $0 dollar amount closed I also want to mention about how I wasnt really doing much of my homework that was given or completing assignments and eventually my grades were falling. They also proceeded to never tell me when I moved that I needed to fill out a new form regarding clinicals and my new address later into the program, which caused them to send me to an impossible to get to location for clinicals and ultimately forcing me to change my major to medical transcription. To apply for the Closed School Loan Discharge program simply download the official application, fill it out, and submit it to your loan servicer, the company that receives your monthly loan payment. I was promised job placement and never received any assistance from Kaplan. This sounds like you may have a chance at a Borrowers Defense Discharge, because you were promised things that were never delivered. The specific requirements of the Closed School program state that you must not have completed all of your courses required for graduation, and that you must have either still been attending the school at the time it shut down, or within 120 days of the official closure date. They said I would get a job in my field and have yet to find something. Hey Tim, Something really weird happened with the reporting of my student loans to the credit bureaus in December 2018. By the way the one time I needed to speak to a teacher,she responded to my question with a question. Hi, does this apply to Bauder College? If you need help with questions about general student loan topics, be sure to look at the other pages of my site, which go through both Private and Federal student loan options in detail. they changed the programs grading courses to pass or fail. Do you think I qualify for either of the above programs. At an income tax rate of 30%, youd need to pay the IRS $30,000, but the worst part about it is that the IRS typically wants you to pay them in a single, lump-sum payment all at once, unlike student loans which are broken up and stretched out over a period of years. They told me that ill pay after 10 years They made it seem as if the value of the school was high which wasnt the case ! You need to really emphasize the point that you would never have taken out a student loan to attend Kaplan University if they hadnt misrepresented the quality of their educational programs to you, and you need to be specific about what things they lied to you about in order to convince you to take out the loan (things like job placement rates, total costs, potential salaries for graduates, or whatever you were promised). Especially because I never applied for a loan. Loans are put into Deferment automatically as the DOE analyzes the application and determines whether or not to accept or reject it that may be whats happened here? Are your loans Federal or Private? They also reduced the amount of transfer credits after seeing how many credits I had to transfer in after I had already started coursework and applied for loans. False Claims Act Lawsuits. I was wondering if I qualify for the Borrowers Defense. I didnt get to graduate until January 2009 having never been given credit for my work experience or some of my completed classes form other legitimate schools. A judge in the case said the department has a legal obligation to take action on group claims brought by state attorneys general, an argument the Kaplan borrowers are leaning on as they seek approval of their own application. Also, think about what happened after you enrolled. A quick word of warning to help keep you safe: do not file your Borrowers Defense claim anywhere else! How do I find out about if I am eligible for options for students that attended Kaplan Univerisity? In this article, Im going to give you plenty of information about each of these powerful forgiveness programs, including who qualifies for the benefits, how to apply for them, and how to frame your Borrowers Defense claim in order to increase your chance of getting it approved. An online law school. Hi Tim, I can not find any information with a number for Kaplan. You need to prove the school committed fraud, not that they gave you a hard time or let you break some of their rules. Every servicer has a slightly different way of processing these applications, so once youve submitted your paperwork, youll need to listen to them and follow their instructions in order to get the discharge approved. Government and Private Actions Hi,I entered Kaplan July2013,graduated in. Hi there. When I talked to them about taking a maternity leave after having my son in November of 2012 they said I would have to restart the program as they were changing the curriculum and the classes I passed would not be relevant for the new program. Obviously, anyone struggling with student loan debt isnt going to have that kind of cash laying around, which is why I think we all need to be aware of the potential for what I call a student loan forgiveness taxpocalypse coming on the horizon. You will need to come up with a better argument to get an application approved. In 2017 $6,000. Three former academic officers at Kaplan University have filed a wide-ranging federal lawsuit that accuses the fast-growing for-profit institution of defrauding the U.S. government . Lesley Fair. I do not have emails from that long ago, nor do I remember names/specific dates etc. Hi! I was also told my credits would finish it was a high need industry and i would make 18.00 an hr starting out all lies. Of the dozens of group claims submitted by attorneys general in the past six years, only one has been approved by the department. Your only option will probably be a Borrowers defense discharge. And if you have specific questions about the Borrowers Defense Program or the Closed School Discharge Program, check out my pages on them, or look at the official US Government student loan relief website. that Im sure they are going to take. Thanks for the kind words Falisha and good luck with your application! Ripoff Report | Kaplan University complaints, reviews, scams, lawsuits and frauds reported, 443 results KAPLAN UNIVERSITY Ripoff Reports, Complaints, Reviews, Scams, Lawsuits and Frauds Reported Your Search: Kaplan University There may be more reports for "Kaplan University" For more results perform a general search for "Kaplan University" Hello, i went to Kaplan Career institute in philadelphia Pa, (Franklin Mills) 2014-2015 CLOSED NOW Pharmacy Technician Program. Can you guide me? In your Borrowers Defense Application, its very important that you stress the fact that Kaplan University defrauded the US government out of $4 billion dollars, and that part of that defrauding process was directed against YOU, the person who was sold a false bill of goods, promised things that never got delivered. The Biden Administration has forgiven the . If youve got Private Loans call McCarthy Law PLC, a group of attorneys who will get you a debt settlement at about 40% of your current outstanding debt, and who can hook you up with a new loan at the lowered, settled amount. Why? Did they care about your academic performance, or were they only keeping you around to collect your Federal student loan dollars? Hello, I am a Veteran & recently was TRICKED by a Company calling themselves STUDENT SS C-R; supposedly they are out of California, I paid them $820.00 to help me with my Kaplan Student Loan. In most cases, you will need to submit a claim, either online or through the mail, to receive your portion of the settlement or judgment. I felt some of the classes should have been better taught, as in more in depth of the subject which really didnt go along with the subject I was taking. Took a couple years off and went back to finish since all I had was the clinical portion only to discover they no longer offered that program BUT I could transfer my credits to a BS in Healthcare Administration. Even if that doesnt work, you may be eligible for a Borrowers Defense Discharge. So, thats not a good reason for a BDAR discharge. Thank You. I went to Kaplan in 2013-2016. Its a nightmare. If any of this sounds familiar to you, then you need to apply to the Borrowers Defense Against Repayment program because youre absolutely entitled to claim student loan forgiveness since your loans were created based on deception and lies. I attended kaplan online from 2006 to 2008. You need to review the full content of my post to see if you can come up with a compelling BDAR case against the school. How do i even start doing this. If any of these things happened to you, then remember that your loan should be forgiven, and more importantly, that you can use these as the reasons for why your loan should be discharged on your BDAR application. One week passes Im at the hospital everyday with mom. Ever since shes been paying for this never ending loan. If you dont qualify for a Borrowers Defense Discharge, then the good news is that you may have another path to forgiveness via the simple fact that Kaplan is no longer operational. If youve got Federal Loans call the Student Loan Relief Helpline to see if they have any options for consolidating, refinancing or somehow getting your loans back into repayment status so that you can get back on track with paying them off. If your BDAR application is filled out correctly and properly processed, then not only will you receive debt forgiveness, but you might also qualify for a refund on whatever amount of money youve already paid out. DES MOINES, Iowa (CN) - Attorneys general for 48 states and the District of Columbia settled potential consumer fraud claims against a for-profit college in a deal that includes $493.7 million in debt forgiveness for nearly 180,000 former students nationwide. Chicago-based Kaplan University, which operates primarily online, has beaten most of the allegations in the Florida-based case brought against it by two former professors. This is a group of Federal Government backed attorneys who provide advice on student loan benefits, for free. A former employee of Kaplan, Leslie Coleman, filed the whistleblower lawsuit in 2012, claiming that two of the college's Texas-based campuses violated Texas standards when hiring professors, and received federal funds for inadequate education services, thus defrauding the government. So do I should not continue to repay for my big student loan debt or Speak to a lawyer about my situation? I attended Kaplan Career Institute in 2014. Our teacher were only Medical Assistants with a few years experience. You need to show that they were committing illegal activity, so be more specific in your explanation. Youre going to need to provide much more detail in your BDAR application. The University engaged in criminal business methods with the government. The main difference between BDAR and Closed School Discharges is that applications for the Borrowers Defense program are taking quite some time to process, with many people reporting waiting over a year to even hear back from the Department of Education. Hello Im just hearing about this. I need to know where I might fit in here! This isnt the first time borrowers involved in a group claim have sought redress through the courts. Kaplan University. Tim's experience struggling with crushing student loan debt led him to create the website Forget Student Loan Debt in 2011, where he offers advice, tips and tricks for paying off student loans as quickly and affordably as possible. After that, they decided to cancel all of my student loans pending and charge me personally for one of the classes even though the loans they had cancelled would have covered anything I might have owed the school. I am a previous Kaplan student with 43k in loans and it is really ruining my life. I was also pressured to sign up rather quickly and wasnt given a chance to investigate grants or other student loans. While enrolling in classes, I told my advisor that math was a very difficult subject for me. Some people are waiting OVER two years just to get a single response at all, letting them know that the application has been received NOT whether or not its been approved. We can also assist you with your private student loans. Importantly, the court. If you Google around, youll probably find all sorts of people claiming that they can take your Borrowers Defense applications for you, then supply them to the US Government, but this is not a good idea. In fact, Betsy DeVos, our Education Secretary, has been trying to eliminate the Borrowers Defense program entirely ever since she was appointed by President Donald Trump, who also seems to be against BDARs existence. Select your region to contact a Kaplan customer service representative via contact form, phone number or email and to sign in. That meant there were up to an additional 80 credits that my financial aid paid for that now I was not going to be able to get credit toward the original grandfathered claused program as I was promised at the beginning. Thats when they told me that I didnt have to worry about any classes that werent necessary for medical transcription and I could stop attending them. After 6 months they said they would close the paperwork for me to find a job because there wasnt any jobs out there for me to do. I went to Kaplan some years back and I just got my taxes taken for the second year of almost $4000, I went there with my mom at the same time I signed up for computer sciences or something along that line. Degree Attainment. Does this sound like I was a part of their scam? I would also consider getting in touch with the Student Loan Ombudsman Group to ask them what they think is going on. Youre going to have to figure out exactly what you were charged for, what you received in assistance, etc. *The Kaplan University Lawsuit* One of the principal reasons that Kaplan University Student Loans are eligible for the Borrower's Defense program is that the school has been involved of defrauding the US Government to the number of a huge $4 billion, which is essentially a record when it comes to higher education scam. However, the choice is ultimately up to you. ATLANTA, Sept. 3, 2020 /PRNewswire/ -- Dalton Education, a leading provider of education solutions in financial planning, is pleased . U.S. District Judge Patricia Seitz rejected claims accusing Kaplan of manipulating students' academic records and job-placement statistics, and When I was attending college is was called T.E.C. The whole story about your Mom isnt honestly going to help your case at all. Hi, I, started Kaplan in January of 2013 and graduated June of 2015. now im trying to get help to get my offset overturned and maybe hopefully getting my loans forgiven because of another school and there greedy\shady practices they did, I went to Kaplan in 2010 for crime scene investigation I was told that they would place me in a job when I graduated even if it was in a different state the first set of classes went well I logged in took my class did my work but then when I tried to login in for classes the second semester I was denied access I would call financial aid and they would tell me that the system must have unenrolled me and that they have been having issues with the computers they would fix it I would go to one class and then the same problem. Do not lie on your BDAR application! Doesnt have to be about Kaplan at all. Told them from the start I probably wouldnt be able to finish, yet he continued to persuade me to do this, that I could do and go anywhere with my degree,hum. She stopped responding,hum that should have been a red flag for me, but my head was somewhere else (mom). All of a sudden they went into a 10 year deferment and said they arent to start being paid back for 10 years or 2028..have you heard if this happening to anyone else? ApplyCollege.org. [4] Take a look at my Guide on How to Apply for the Borrowers Defense Program, and good luck! If you want to read through the application before you start the wizard scroll down and click the View Form button. Theyre both good programs in that they both have the ability to wipe out your student loans and reimburse you for past payments. I feel she was scammed. Did the school seem to care about your academic achievements or were they only interested in the student loan money? How long has that interest had to accumulate? DeVry, ITT Tech students among thousands of defrauded borrowers to receive $415 million in loan cancellation. The Federal Trade Commission (FTC) announced this week that it has placed 70 for-profit higher education institutions on notice that it will investigate false promises they make about their.