2023 Upgraded Points, LLC. At select MGM Resorts outside of Las Vegas, youll earn Express Comps on table play based on your average bet and time played. Finally, due to COVID-19, elite status benefits have been extended through Jan. 31, 2022. Finally, click on "Create Mlife Rewards Account". At this point, I am upset. We were gold card members. 2X points and tier credits per $1 spent on gas station and supermarket purchases. But, if you reach a higher status tier at any time, youll enjoy those benefits at least one year. You wont know when your charges will be approved nor the card will let you cycle the credit limit. Id question how often youd actually use that benefit, if youre staying in Vegas most things on the strip are walking distance (and you wouldnt want to self drive anyway). Transform everyday purchases into unforgettable experiences. fjs.parentNode.insertBefore(js, fjs); As a member, youll earn points that can be applied to your hotel, dining, and entertainment bills. The rewards are terrible. The event takes place later this year, November 16-18, 2023. Even if you arent a big gambler, you can sign up for MGM Rewards for free to earn perks anytime you try your hand at Lady Luck! And, Tier Credits are how you requalify for tier status. This is in addition to the 10,000 points after $1,000 in spend they normally offer as well. Related: Theres a new method to match your way to top-tier casino status. They only want their payment. Earn MGM Rewards Points at all MGM Rewards Destinations, nationwide by playing slots, VLTs, or table games, and for hotel stays booked directly through MGM Resorts and dining at over 400 participating food and beverage outlets. Check the status of your credit card application. In 2021 I was still a Platinum and used enough to be a Platinum for 2022, but 2022 was not able to go very often so didnt meet requirements to stay as platinum, and so I thought Id be down a level to Gold, but NOPE, down to pearl. Cant imagine how they would ask for that infothought I was applying for a Mortgage! Luxury Bellagio Fountain Club Revealed for Formula 1 Las Vegas Grand Prix. Check here before booking an award fare. You can redeem M life Rewards points for free slot play at MGM Resorts. Ad See Offers Like 200 Cash Bonus Up to 5 Cash Back on Purchases. 4. Enter the following information as it appears on your application. And, if you're a Chase customer already, you can log in online and use the "application . Members can earn rewards on slot and table play at MGM Resorts locations across the U.S. You can also earn on hotel, dining, entertainment and spa experiences at MGM Resorts nationwide. Las Vegas Rio Resort Casino to Undergo Major Makeover, Rio Ballpark Returns, Vegas Lottery Proposal & Newest Vegas Casino Tour, Chase Southwest Cards Get Pay Yourself Back Feature, Wow! One other thing to consider is opportunity cost. In the afternoon I went to Nordstrom to buy some shoes and the transaction was declined twice. I got this card due to avoid any parking fees in Mlife properties. I go to Vegas 2-3 times a year. In fact, you'll get 100 bonus points (that's a $5 reward!) Find the right card for you. One thing I didnt know that FnB is very sensitive to large purchases. The landlord of Rio Hotel & Casino in Las Vegas has revealed plans to renovate the off-Strip property and take charge of daily operations. So, if earning and maintaining a high level of M life Rewards status is important to you, you may benefit from using the M life Rewards credit card. So after converting those i expect to have over $200 of express comps. Chase provides a phone number you can call to check your credit card application status: 888-338-2586. . Good to know Bill about the Sept 30 reset. Hot Tip: When youre booking your Las Vegas vacation, look for package deals that combine flights, hotel, and/or a rental car to save some money, and be sure to check our guide to the best things to do in Las Vegas before you go. Update 8/26/19: Bonus has been increased to 20,000 points after $1,500 in spend. In a time where cash is king for many consumers, you may prefer to use a cash back rewards credit card. I was just approved after waiting 11 days. Related: Reopened Las Vegas betting on deals as base rooms start at just $10. Not coming back. Points can be used for a variety of things including cash back and transferring to travel partners. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. MGM Rewards (formerly M life Rewards) is the loyalty program for all MGM Resorts properties. As an MGM Rewards member, youll earn rewards based on your spending, including: Joining MGM Rewards is quick and easy. See Cards Youre Pre-Approved for Before Starting Your Application. For vehicles that are self-parked at these resorts over 24 hours, there is an additional self-parking fee of $18 for each . We didnt risk the wonderful times we had there do to covid last year. Amazing. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. I would come back within a year to take advantage of this, however, Covid-19 came into the world. You can earn BetMGM Rewards points and tier credits by betting on sporting events through BetMGM. MGM Rewards members can receive benefits and offers through Thunder Valley Casino Resort, located in Northern California. Manage your credit card applications in one convenient place. You can also earn M life Rewards points by spending on the M life Rewards Mastercard. You should receive written status of your application in 2-4 weeks. Youll earn 3x points and tier credits at M life Rewards Destinations 2x points and tier credits spend on gas and groceries 1 point and tier. Opinions, reviews, analyses & recommendations are the authors alone, and have not been reviewed, endorsed or approved by any of these entities. Bank Accounts That Can Be Funded With A Credit Card, List Of Methods Banks Count As Direct Deposits. As an MGM Rewards member, you can earn points and tier credits that can be converted into great perks like free slot play, discounts, and even a free cruise! Get the latest points, miles and travel news by signing up for TPGs free daily newsletter. Mlife Status Match to Gold or Platinum + World of Hyatt Status Match (2022), Mlife Tiers: Tier Credit Requirements for M life rewards Elite Status Sapphire (entry level). My recommendation is DO NOT, apply for this card, BUT, if you do, make sure you do not miss a payment. Yes, MGM Rewards points expire after 6 months without activity (earning Slot Dollars or Tier Credits) for Sapphire members. Katie fell in love with travel during a semester abroad in college spent in Nottingham, England. And, since World of Hyatt has a status benefit year of March 1 through the end of February, youll want to match your M life Rewards status to World of Hyatt in early March each year. My CL is over $10K. Go to the sign up page. MGM Resorts International endorses responsible gaming. The way I understand it is 3 the Tier credits. None of the bonus spending categories are interesting either, with other cards offering better rebates. Any products, services, or information accessed through these links are not provided or guaranteed by First National Bank of Omaha. We take your comments very seriously as they really help us to improve the site. There are conditions, terms, exclusions, and requirements set forth in the CONTINENTAL CREDIT PROTECTION Addendum that may prevent me from receiving Program Benefits. Hyatt Is Shaking Up Their Award Categories for 2023 & It Isnt Good, Apply for the Worlds Easiest Job in Aruba, New Amex Offer for Dell, Save $40 When You Spend $200+. The whole process should take you less than 2 minutes. This is because new M life Rewards members can status match to M life Rewards Gold status at the Borgata in Atlantic City if they have status with the following programs: To status match, simply visit the M life Rewards Desk at the Borgata in Atlantic City. The only other real benefit this card offers (apart from the sign up bonus and bonus categories mentioned above) is status. 670 . 1620 Dodge Street, Omaha, Nebraska, 68197. Here are the benefits you get as an Mlife Rewards Mastercard cardholder: Automatic Upgrade to Pearl Level Status (Free parking, buffet line pass, 10% bonus on points and express comps.) Editorial disclaimer: Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. As a cardholder, youll automatically be upgraded to M life Rewards Pearl status. All you need to do is input some basic information like your name, address, and birthday and youll have an MGM Rewards account all set up. My original plan was to reach the gold status via $32.5k grocery spend. Status was extended through January 2022, but since that has already passed Im guessing youve lost your status already. If youre a member of both World of Hyatt and MGM Rewards, you can earn points and tier credits when you stay at Hyatt properties. For more information on our advertisers, see here. The M life Rewards credit card may be worth it for some . Tour the Las Vegas Raiders headquarters, a popular free Vegas show is returning, the high speed train keeps moving forward & visiting your least favorite Vegas casino for free. The earning period to determine status is Oct 1 thru Sept 30. This card offers a sign-up bonus of 10,000 points when you spend $1,000 in your first three billing cycles. The information for the Amex Green Card has been collected independently by The Points Guy. Good luck and I hope you can make it back to the U.S. soon! Here is the current offer: The application link along with the full details of the card can be found here. Or, you can convert M life Rewards points to Express Comps at any M life Rewards desk. I frequent Vegas quite often but the current benefits are not enough just yet to have me apply. Youd think that would count for something. 1X - Earn 1 point and 1 tier credit per $1 spent everywhere else including BetMGM deposits. The one benefit that is intriguing is the annual free complimentary cruise with Royal Caribbean. Unfortunately the Mlife Rewards Mastercard isnt going to win any huge award for innovation, butit could be good for someone enveloped in the Mlife ecosystem. The following are the main marketing points for this card: Its no good knowing how many points this card earns unless we know what these points can actually be used for. 10,000 points ($100) when you spend $1,000 in the first 3 billing cycles. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and p. rior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. Opinions, reviews, analyses & recommendations are the authors alone, and have not been reviewed, endorsed or approved by any of these entities. Keep in mind unlike other credit cards you need to be 21 years of age to apply for this (as this is a requirement of the M life program). This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Get up to $300 back per calendar year on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your Platinum Card. There is the benefit of also earning tier credits, which could be nice to top off your status, but I think this will only appeal to a very select few. During that time, she got to see Scotland, Ireland, London, and Amsterdam and knew she wanted to see more of the world. In addition to the Las Vegas hotels you may be familiar with, there are MGM properties across the U.S. and in China and Japan. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. We really appreciate it! Bottom Line: For most people, the MGM Rewards card isnt worth it. Kind regards Peter Zaat from the Netherlands. Notify me of follow-up comments by email. I always thought you drop by a level every year that you dont meet that level requirements but sadly I went from platinum to pearl. Another major cruise line hikes drinks package costs sharply but there's a twist. Finally, if you dont earn any points or Tier Credits for six months as a Sapphire Member or 12 months as a Pearl, Gold, Platinum or NOIR Member, you may lose any accumulated points. Now back to zero. Laughably low credit limits; Not one point was earned. View our System Requirements to see which browsers we support. Do you know when MGM offers 2x tier points after January 2023? Rio continues to wither on the vine, but will we finally see some progress soon? * - Application and approval must occur same day to receive the offer. So, its generally best to use your points soon after you earn them. MGM Rewards Pearl Status Benefits Tier credits needed reduced from 25,000 to 20,000 Complimentary tickets to MGM Rewards concerts for Pearl MGM Rewards Points and Slot Dollars will not expire for Pearl members due to account inactivity. These cookies collect usage data in order to better understand and optimize your website experience. 2. Check the status of your credit card application. Related: What are hotel and airline status matches and how do you get one? elsewhere and save yourself some time and money. It has no annual fee and some bonus categories, but other travel cards offer some of the same perks and an overall better value. If anyone on our team wouldnt recommend it to a friend or a family member, we wouldnt recommend it on The Points Guy either. Fast forward to 2015 when Katie discovered the world of points and miles. Amount was approx $800. 1. already play myVegas games and are collecting points for freebies Please review privacy and security policies when visiting third party websites. That makes the current welcome offers: IHG Premier - 175,000 IHG One points after spending $3,000 in the first 3 months, plus a free night each year on your anniversary. The Mlife Rewards Program gives members perks and benefits based on elite status levels. Because I am from the Netherlands, I was not allowed to go to America for two years. Youll also earn tier credits toward elite status. Here are the best cards for making your trip more comfortable. Can you spend your way to Hyatt Diamond with this card via Statud match from Mlife? With the MGM Rewards Mastercard, you can turn everyday purchases into points that can be redeemed for Slot Dollars and MGM Rewards Points to use towards rooms, dining, and entertainment. (Although Circus Circus is owned by MGM Resorts International, it is not a participating M life Rewards destination and therefore is not part of this relationship. If you click that link you will get all the info you need and specific details on the value of the offer as well as how to complete the process. Further information is available in our FICO Data Privacy Policy. }(document, 'script', 'exco-player')); Featured: Capital One Venture - Increased 75K Welcome Offer! If you earn status through a third party or status match, you are not eligible for these bonuses. Do they pull multiple bureaus? There is nothing here to move the needle. There are so many other entertainment and travel rewards credit cards out there that offer more benefits and higher-earning capabilities than this card. Tier credits accumulate from Jan. 1 through Dec. 31 to generate your status, which begins on Feb. 1 each year. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. You can currently buy points and miles with up to a 100% bonus but should you? Given that the majority of the properties on the strip are part of the Mlife group and given that utilizing most of the rewards in myVegas (buffets and other foods, shows and other entertainment), means you are going to those same hotels/casinos (and therefore have to park somewhere) it seems like the way to go to me. Each MGM Rewards point is worth 1 cent and can be redeemed toward a hotel stay, participating food and beverage locations, entertainment venues, or to purchase MGM Rewards Moments. If approved you can expect to receive your card within 7 to 10 days. If you frequently stay at MGM properties or game at their casinos, you may want to consider the M life Rewards Mastercard. Log in. Links in this post may provide us with a commission. The M life Rewards credit card may be worth it for some consumers. Use tools, get answers and review tips to help you make the most of your account. Useless to me. Shawn also runs a million dollar reselling business, knows Vegas better than most and loves to spend his time at the 12 Disney parks across the world. If you continue to use your current browser some functionality may no longer be available to you. Miles to Memories and CardRatings may receive a commission from card issuers. And, youll earn points, Express Comps and Tier Credits on your spending. Message 4 of 5 0 Kudos CreditMagic7 Super Contributor 10-17-2016 11:06 AM Related: MGM Rewards Credit Card Review: Is it Right for You? Tracking your credit card application is quite simple once you have applied for your HDFC Bank credit card, To check the status, click on the link below and provide your mobile number along with any one of these three details - Application Reference Number OR Application Form Number OR date of birth. So, check the chart on the M life Rewards website to see the benefits for MGM Resorts in each region. Under mlife rewards it states you will earn 25 tier credits (no rewards credits) for each dollar spent at MGM properties for hotel, dining, and entertainment. Benefits vary based on your MGM Rewards status. Just sayin.. Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Unless Im missing something, would any other credit cards offer credits or parking perks for MGM properties? When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. As an MGM Rewards member, you can earn points and tier credits that can be converted into great perks like free slot play . Unlike some of the larger hotel credit cards, the Mlife Rewards Mastercard is issued by First Bankcard, a division of First National Bank of Omaha. 2 w2s js.src = "//player.ex.co/player/cdb773ba-c373-4a41-a1b3-fd0acd739cfd"; Excludes Michigan Disassociated Persons. You can fly out your check or money order and the bill details to the above address. 3. This site is protected by reCAPTCHA and the Google For example, you may want to apply your Express Comps to pay for your lodging when you check out. You can get higher earning rates at M life Rewards destinations using one of the best credit cards for travel purchases such as the Chase Sapphire Reserve or American Express Green Card. Let's try that again. The Tier Credits earned in a tier status-earning year define your elite status level. The credit card does seem basic. Do you have this card and elite status with Mlife? signing up for TPGs free daily newsletter, How to get to Las Vegas on points and miles, Reopened Las Vegas betting on deals as base rooms start at just $10, 8 things to know about a reopened Las Vegas, keep your points and Express Comps from expiring, 10 easiest credit card sign-up bonuses to earn, Use the World of Hyatt credit card to earn Globalist elite status. Your MGM Rewards Tier will remain at least Pearl Status and your points will not expire, as long as your account remains open and in good standing. World of Hyatt members receive the following benefits from this partnership: If you have a World Of Hyatt Credit Card, you can get automatic Discoverist status and earn additional elite night credits via credit card spending. So much for reaping the rewards of 10K points if spending $1K. Learn more about this card and its features! What are the key benefits of the MGM Rewards Mastercard1. Even for high rollers who spend a lot at MGM properties, there are other credit cards out there that will offer even more benefits. You can redeem M life Rewards points for free slot play or you can convert M life Rewards points to Express Comps. 2x points and tier. We may be compensated when you click on links from one or more of our advertising partners. This was my first app with them. The Mlife Rewards Mastercard has been around awhile, but the company doesnt seem to want to make any changes. Bottom Line: Your MGM Rewards elite level is determined by the number of tier credits you earn over 1 calendar year from January 1 to December 31. So, its generally best to use your Express Comps soon after you earn them. The information on this page may contain links to other websites. I also play the myVegas slots through FB. (function (d, s, n) { http://www.mgmresorts.com/hyatt/. But we will see how the dust settles when it is all said and done. If youre anything like me, you probably have no idea what those mean. I highly recommend checking it out, because it is a much more robust offering. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. Keep in mind unlike other credit cards you need to be 21 years of age to apply for this (as this is a requirement of the M life program). Theres also been a long standing offer available only at The Borgata in Atlantic City matches customers with status at competitor casinos to M life Gold for new members. You can also earn eight Tier Credits per dollar spent with World of Hyatt hotels and resorts. Heres a look at the status match opportunities for other Nevada casino loyalty programs. All Rights Reserved. * These perks are only available to qualifying members. Earn Qualifying Night and Base Point credit toward, Book select M life Rewards properties through Hyatt, including the option to, Matched World of Hyatt status to M life Rewards, World of Hyatt member matches to M life Rewards Sapphire, Discoverist matches to M life Rewards Pearl, Explorist and Globalist match to M life Rewards Gold. We will only recommend the products that we believe are the best fit for you, the consumer. The last time I was in Las Vegas I collected enough points that earned me a Gold Card. You now become automatically a Discoverist which is the lower tier Platinum and matches to MLIFE as a Pearl not Gold status, which is a huge deal. 1. For example Platinum would be roughly $7,100 in spend vs $8,000 without it. Yep, they just asked for copy of ID, SS Card and Utility Bill that needs to be NOTARIZED and sent back before I canuse the card. Manage your account online to check balances, view transactions, make payments and more. Privacy Policy and Shawn Coomer earns and burns millions of miles/points per year circling the globe with his family. Update 4/17/19: They are currently offering a free night that can be used at MGM Grand, Mandalay Bay,Park MGM or The Mirage. To do so, simply add your M life and Hyatt rewards number to your reservation and opt to earn M life Rewards Tier Credits at check-in. Beyond this, youll earn three points and Tier Credits per dollar spent at M life Rewards destinations when you pay with your card. Just tried to apply for a credit limit increase Im not even entirely sure if you would be eligible for this benefit considering this other ine print: Guest must have earned M life tier through spend with MGM Resorts International. This site does not include all credit card companies or all available credit card offers that are on the market. M life Rewards points are worth 1 cent each and can only be redeemed through the M life Rewards program. They are extremely slow. Thanks Lou. Learn more. Uber Cash and Uber VIP status is available to Basic Card Member only. Something went wrong on our end and we weren't able to submit your application. Its possible to earn more with other credit cardsfor gas purchases, supermarket purchases & non bonused spend as well. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. You could leverage this status to get matched to M life Pearl. Complete my saved application. One last thing to keep in mind is that First National Bank of Omaha is not one of the larger credit card issuers, but they are somewhat inquiry sensitive. I traveled in 2022 under the 2 xs points bonus period, but that just shows how terrible the points are now. They asked for 2 years of taxes Even the low-level Discoverist status that comes with the World of Hyatt Credit Card and the World of Hyatt Business Credit Card is enough to score you complimentary self-parking and other perks when visiting MGM Resorts properties in Las Vegas. If you'd like to add a comment to this article and share your valuable feedback and opinions, please They include things like choosing the songs for the Bellagio fountains, swimming with sharks at Mandalay Bay, or an exclusive dinner for 2 with a well-known chef. This no annual fee card doesnt have a ton of benefits, but it could be good for a loyal Mlife member. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. 1See your Credit Card Rewards Terms and Conditions for details. Issued by FNBO, one of the suckiest credit card companies around; It is so obvious MGM is a company just living off the fumes of what Kerkorian created. Enter the following information as it appears on your application. I thought they were good until recently I missed one payment, only by an oversight, and now they are calling my job and a missed 30 day payment. However, due to the pandemic, the tier status earning year is now from Oct. 1, 2019 through Dec. 31, 2020. And, if you have Explorist or Globalist status, you can avoid resort fees on your trip to Las Vegas. See our Advertiser Disclosurefor more details. Enter the following information as it appears on your application. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Use it for purchases at MGM Rewards destinations, supermarkets, restaurants, on gas everywhere you shop. This card sucks. So, lets take a closer look at points, Express Comps and Tier Credits. . It comes with the following benefits: There are three other status levels that are higher than Pearl, their names followed by tier credits required and benefits are: The benefits arent amazing on any of the tiers, unless youre gambling a lot and earning a lot of points/express comps in which case the bonus multipliers can be very useful.